Terms and Conditions for [www.age-calculators.com]

Last Updated: [ 10.10.2025]

Please read these Terms and Conditions (“Terms”) carefully before using the [www.age-calculators.com] website (the “Service”) operated by [Your Company Name] (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you do not have permission to access the Service.

1. Acceptance of Terms

The Service provides access to online calculation tools, including but not limited to:

  • Age Calculator
  • Loan Calculator (Mortgage, Auto, Personal, etc.)
  • Body Mass Index (BMI) Calculator
  • Date Calculator
  • Unit Conversion Calculator
  • Currency Calculator
  • GST   Calculator
  • Time Calculator
  • Percentage Calculator
  • Calorie Calculator

(Collectively, the “Calculators”).

2. No Financial, Medical, or Professional Advice

CRITICAL DISCLAIMER: THE CALCULATORS AND ALL INFORMATION PROVIDED ON THIS WEBSITE ARE FOR GENERAL INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. THEY ARE NOT INTENDED AS AND MUST NOT BE RELIED UPON AS PROFESSIONAL ADVICE.

  • Not Financial Advice: The Loan, Currency, and GST Calculators provide illustrative figures only. The results are estimates and not a substitute for professional financial advice from a qualified accountant, financial planner, or tax advisor. We do not guarantee the accuracy of interest rates, tax rates, or exchange rates, and we are not responsible for any financial decisions made based on the calculator results.
  • Not Medical Advice: The Body Mass Index (BMI) and Calorie Calculators are general health tools. They are not a substitute for professional medical advice, diagnosis, or treatment from a qualified healthcare provider. The results should not be used to diagnose, treat, cure, or prevent any disease or health condition. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.
  • Not Legal or Tax Advice: The GST and other tax-related calculators are for estimation only. Tax laws are complex and subject to change. You must consult with a qualified tax professional or legal advisor for advice specific to your situation.

3. Accuracy of Information and “As Is” Basis

We strive to ensure the Calculators are accurate and up-to-date. However, we do not warrant or guarantee the completeness, reliability, or absolute accuracy of any information or calculation results.

  • The Service, including all Calculators, is provided on an “AS IS” and “AS AVAILABLE” basis.
  • Exchange rates for the Currency Calculator are sourced from third-party providers and may be delayed. They should not be used for actual trading or financial transactions.
  • Tax rates for the GST Calculator are based on publicly available information and may not reflect the latest legislative changes or specific regional variations.
  • The Calorie Calculator provides estimates based on standard formulas and does not account for individual metabolic differences, health conditions, or other unique factors.

4. Limitation of Liability

To the fullest extent permitted by applicable law, [Your Company Name], its directors, employees, partners, agents, suppliers, or affiliates, shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Service.
  • Any conduct or content of any third party on the Service.
  • Any content obtained from the Service.
  • Your reliance on any information or calculation results provided by the Service, including any financial, health, or business decisions made therefrom.

5. User Responsibilities

You agree to use the Calculators responsibly and understand that any decisions you make based on the results are your sole responsibility. You are responsible for verifying the accuracy of any critical calculations with a qualified professional.

6. Intellectual Property

The Service, its original content (excluding the calculation formulas which are based on standard, public-domain mathematics), features, and functionality are and will remain the exclusive property of [Your Company Name] and its licensors. Our trademarks and trade dress may not be used without our prior written consent.

7. Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by [Your Company Name]. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, goods, or services available on or through any such web sites or services.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law provisions.

10. Contact Us

If you have any questions about these Terms, please contact us at:
[creativesvisionary@gmail.com]

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